You’ve ordered a delicious bowl of vegetable soup from your local diner for a very affordable $2. It arrives. You indulge. That warm, satisfied soup feeling settles over you, and then your waitress drops the bill off.

Did you know that North America is the largest target of credit card breaches in the world? In fact, we account for about 72% of breaches. Drill that down to the US of A, where card theft is a whopping 47% of all worldwide fraud, but we only account for around 24% of worldwide credit card processing volume. So why is our ration of transaction to fraud so high?

If you’re still on the fence about accepting credit card payments, the first thing to consider is this finding from a 2012 Intuit study: Businesses without card-processing options lose $7,000 per year to their competitors.

Great question! IT DOESN’T HAVE TO BE.

Yes, I do get asked this all the time. But since there are no dumb questions (ok, yes there are, but very few) I wanted to address it with the world.